An On-The-Road (OTR) cash price of £37,537.00, with a deposit of £3,527.00, leaves an amount of credit of £34,010.00. This agreement results in a representative 12.90% APR, with total interest payable of £5,564.85, giving a total amount payable of £39,574.85. Payments are based on an agreement term of 24 months, with monthly payments of £1,615.30, followed by a final payment of £807.65.